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Home Insurance

A homeowners insurance policy can help protect your home and belongings in a variety of circumstances. Get your quote today with Cranbrook so we can help you find the cheapest policy that best fits your needs.

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How to Compare Home Insurance?

The best way to get the lowest rates for homeowner insurance is by shopping around. We recommend that you compare prices with the company with which you already have auto insurance, but remember that this company may not always be your best choice.


Follow the below steps to get the best homeowner insurance policy!

1  —

Gather Information

To get an accurate homeowner policy quote, you will need:

  • Type of Home (e.g., primary, secondary, or seasonal residence)

  • Number of full-time residents in the home

  • Year built

  • Home square footage

  • Home exterior materials

  • Number of bathrooms and stories

  • Recent and past home renovations

  • History of home insurance claims

  • Pet information

2  —

Get Quotes

You have a few choices when it comes to getting home insurance. One option is to contact your insurance agent directly to get a quote and purchase a policy in person.

An easier option is to use an online marketplace such as Cranbrook to shop for several quotes in one place. By doing so, you get a better understanding of what you’re paying for and can quickly discover the cheapest homeowner's insurance available. 

3 —

Compare Cost, Coverage, and Deductible


  • Choose the policy that fits within your budget

  • The cheapest option isn't always the most suitable for you. Make sure the plan covers what you need


  • Choose the policy that fully covers your home, you, and your belongings


  • Your deductible is one of the biggest factors in how much you pay per month on your homeowners coverage. Consider whether it makes sense to lower it if you don't anticipate needing to file many claims.

4 —

Compare Companies

When comparing home insurance companies, it's important to consider the reputation of the insurance carrier in terms of customer satisfaction and how they handle claims.


One way to do this is to look at how often they've been sued over the past few years. Recent court cases are available on court websites and can be searched by type of case (e.g., class action) and location. Another way that you can evaluate an insurance company is by looking at their response time when filing a claim and how long it takes them to reimburse your property damage or medical expenses.

What to Know About Home Insurance? 

Homeowners insurance provides protection for your home and its contents against losses from fire, wind, vandalism, theft and other hazards. Homeowners insurance also may cover liability if someone is injured on your property or if you or a family member causes damage to someone else's property.

Let's Talk Numbers

Total Auto Premium Saved by Cranbrook Clients

USD $25,000

Average Annual Auto Insurance Premium Discount

USD $1,500

Average Time to Find Best Auto Insurance Policy Using Cranbrook

2 Minutes

© 2023 by Cranbrook Agency.

Created by Isepio

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